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· Capt'n Jack
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9,491 Posts
Ummm. Had somewhat of a simular experience when I bought m Civic Hybrid in 07. Test Drove a EX w/NAVI that had a HFP package on it - Body moldings and 18" HFP rims/tires. I liked it but told them I wanted to sleep on it. They then went out and gave me a quote of 24K or so in writing. At the time I didn't really look closely at the dealer installed options aka HFP stuff. I got home and started doing a little research and lo and behold, with the HFP stuff, it was at about 32K (of course dealer installed options are overpriced). But, 24K with all the other stuff, I was back in the next day. Gave them the quote and said OK, I'll take it. They then came back and said, oops, we quoted off the wrong car (VIN number on the quote was the car with the HFP package). This car is in fact 32K and change. I held the ground and told them I would buy it right now at the quoted price. After about 30-40 minutes, they came back with the story, "we want to make you a customer for life, etc etc.," they gave it to me at the original quoted price.

I am not sure if there were any legal issues with the quote or they were concerned of anytype of complaints to corporate, But, if anyone else has the same or simular experience, would try and hold your ground. Might work out well.

I did not get the same deal on the CR-Z. First one in the area to buy one. Pretty much paid MSRP + all the extras. Still, I'm liking the CR-Z.

- Storm Silver CR-Z CVT EX/W NAVI -All the exterior/Interior options - 17" Rims/Tires etc., minus Nose Mask.
- Previous Car = CIVIC Hybrid EX/W NAVI and HFP Package - 18 HFP Rims/Tires and body moldings. Really liked it but always in ECON mode. Lov'n the CR-Z. Wifey too. We are 49 year old empty nesters.
 

· Capt'n Jack
Joined
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9,491 Posts
holy god that is nuts.
Yes, that is nuts. Be patient and shop around. Hopefully there are some other Honda dealers around. Good Credit, you should be between 0 and 5% on your financing depending on months, e.g., 36, 48, 60, 72 etc. 60 is probably the most you would want to go.

Of course, Good credit verses credit history can be an issue. You can have good credit, but if you do not have a credit history of 5 or more years, they can mess with you. Especially in today's credit crunch environment. But still, 14.5 seems excessive.

Dealers also can get some kickbacks from their chosen loan institutions. If you have your own, might try and apply with them for a pre-approved. A long time ago, dealerships loved cash (which is what they get with a pre-approved), but now-a-days with the kickbacks etc, they like to finance you. They make more mullah.

On your civic trade in. Hard to call. What is your blue book?

Be careful. Be Smart.


- Storm Silver CR-Z CVT EX/W NAVI -All the exterior/Interior options - 17" Rims/Tires etc., minus Nose Mask.
- Previous Car = CIVIC Hybrid EX/W NAVI and HFP Package - 18 HFP Rims/Tires and body moldings. Really liked it but always in ECON mode. Lov'n the CR-Z. Wifey too. We are 49 year old empty nesters.
 

· Capt'n Jack
Joined
·
9,491 Posts
Congrats on the playing hardball and the purchase :cheer:



wow $24k for a civic Hybrid with all the goodies is a REALLY GREAT deal... they took a nasty hit on that sale for sure...
Yep, but they got me back on the CR-Z. Same Dealer. :thumbsup: Maybe they were smarter than me. They paid what I owed on the Civic + a little, but sold it the next day as a "one of a kind". Thinking they made out. :rolleyes: That's OK. What is is all about, keep the economy going and people employed.. That's my story and still sticking to it. :hi5:

- Storm Silver CR-Z CVT EX/W NAVI -All the exterior/Interior options - 17" Rims/Tires etc., minus Nose Mask.
- Previous Car = CIVIC Hybrid EX/W NAVI and HFP Package - 18 HFP Rims/Tires and body moldings. Really liked it but always in ECON mode. Lov'n the CR-Z. Wifey too. We are 49 year old empty nesters.
 
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