Should I Save for mods... - Page 3 - Honda CRZ Forum: Honda CR-Z Hybrid Car Forums
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post #21 of 69 (permalink) Old 04-18-2018, 07:33 PM
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I say if you want a modded Z, look for one that someone else has already spent (lost) the money to mod one. I had a Datsun 510 that a friend had wrapped around a 240Z motor. I got it from him for $3K. That was modded.

The returns on modding a Z are so modest that I just can't see justification for it. Enjoy and appreciate it for what it is.

I'd sure not waste money on something like a radiator- invisible, and no return in performance.

That's just me, I'm old and cranky. But I'll still be your pal.
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post #22 of 69 (permalink) Old 04-18-2018, 08:55 PM
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The cranky old man has a point there--especially about the radiator. But, since you have the CR-Z and want to mod it, don't sell it in 5-10 years and go to something else--keep it until the wheels fall off, and then buy new wheels for it. Get a minivan when you start a family, and pass that CR-Z on to the next Shamarskii.
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post #23 of 69 (permalink) Old 04-18-2018, 09:51 PM
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Originally Posted by litz View Post
The cranky old man has a point there--especially about the radiator. But, since you have the CR-Z and want to mod it, don't sell it in 5-10 years and go to something else--keep it until the wheels fall off, and then buy new wheels for it. Get a minivan when you start a family, and pass that CR-Z on to the next Shamarskii.
What he said. And by then you're insurance might just be reasonable. 😉
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post #24 of 69 (permalink) Old 04-18-2018, 11:43 PM Thread Starter
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Lol well you all have put a stop to my antics again...

I'll give it more time... Maybe black Friday

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are you in Ontario or Québec?
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post #25 of 69 (permalink) Old 04-19-2018, 10:46 AM
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My insurance company doesn't have a per payment surcharge. I dare to be ignorant and say none here around me have that. Maybe I'm just lucky lol
You might not have a surcharge for paying monthly, but you might get a hefty discount for paying in full. Mine is only a $1 surcharge for the monthly payment ($5 if you mail it in), but I get a ~20% discount by paying in full.

Works out to getting 2 free months per year if I pay 6 months at a time.
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post #26 of 69 (permalink) Old 04-20-2018, 07:08 AM Thread Starter
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You might not have a surcharge for paying monthly, but you might get a hefty discount for paying in full. Mine is only a $1 surcharge for the monthly payment ($5 if you mail it in), but I get a ~20% discount by paying in full.

Works out to getting 2 free months per year if I pay 6 months at a time.
I read over the policy again. One time payment of $3101 or 12 payments of $258. I even asked on the phone — Nothing special for paying in full.

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are you in Ontario or Québec?
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post #27 of 69 (permalink) Old 04-20-2018, 10:50 AM
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I read over the policy again. One time payment of $3101 or 12 payments of $258. I even asked on the phone — Nothing special for paying in full.
Well that sounds crazy... Canadian insurance, I guess. Were they at least sorry about it?
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post #28 of 69 (permalink) Old 04-20-2018, 11:53 AM
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You might want to have a talk with an insurance broker, someone who handles multiple companies. There has to be better out there.
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post #29 of 69 (permalink) Old 04-20-2018, 01:47 PM
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I read over the policy again. One time payment of $3101 or 12 payments of $258. I even asked on the phone — Nothing special for paying in full.
$258x12=3096, Interesting that it's actually slightly cheaper to make payments.
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post #30 of 69 (permalink) Old 04-20-2018, 05:43 PM
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I read over the policy again. One time payment of $3101 or 12 payments of $258. I even asked on the phone — Nothing special for paying in full.
Holy cow - I've bought cars for less than that!

Shop around, buddy. Or consolidate lines (homeowners/tenant's insurance, etc) to get better discounts if you at all can.
Might be your age or your record (I know nothing much about you, but in general single males under 25 typically have a much higher premium in Ontario than the average, and demerit points really cause premiums to rise).
I'm at the other end of the scale, ancient married guy who has somehow managed to keep his nose fairly clean of late. I pay under a grand for any of my cars. Granted, I have several vehicles, plus a house, and have been a 35 year+ customer with all of my insurance with State Farm. But man, $3,100 is just nasty!

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