Insurance FUUUUUUUUUUUUUUU

[TinTin]

So im looking to up my insurance to cover or at least let my insurance company know of my mods so i dont get dropped if they say i didnt disclose everything about the car.

My insurance company (who i wont disclose) says they wont cover anything thats not stock, so it looks like the rims are coming off again... I dont want to get cancelled.

belair direct who says they will cover a modified vehicle up to 5000$ said yup your fine give us an application. Then called me back twice to say oh wait exhaust... then unfortunately we cant cover you.

spoke to a lady at johnson who said talk to this guy we may be able to insure you but not the mods, talk to this guy. The guy said nope no mods.

Im pretty pissed right now. I'm honest im not trying to decieve the insurance companies. I know you have to pay to play. But its pretty stupid that i would have to go to some high risk insurance just to insure my car. I have 1 minor speeding ticket from 2 years ago, no accidents, no cancellations. Ive been licenced for almost 8 years and they still rape me for insurance (right now im about 285 a month for the CRZ).

Anyone out there have any suggestions on places that will insure a modified vehicle without asking for 5k per year?

/rant.

[91CRXTC]

no but now you have me worried

[TinTin]

its friggin garbage. im still on the hunt for someone who will take me with my modifications / planned mods fully disclosed.

[Triple-H]

Canada does not equal NY
I'm really sure they are being subjected to stricter insurance codes
I don't own a vehicle that is not modded and I have never had an issue
Last time I took out a F'ing Forest Rodent (Deer) the insurance company paid to have almost the entire front of the Titan redone in 3M Clear Bra, as that was on there when I took out the Forest Rodent

Good luck Tin!

[lldsandsll]

ridiculous. i never had this issue. try geico, and don't even mention the mods. they can't do crap about it anyway.

[Triple-H]

Originally Posted by lldsandsll

ridiculous. i never had this issue. try geico, and don't even mention the mods. they can't do crap about it anyway.

Ya gots to remember this fact
Location: Waterloo, Ontario, Canada

[TinTin]

yeah ive heard good things from some companies. Im jsut a LITTLE sketched because i bascally told my existing insurance company my entire plans for modding the car (stupid me) and they turned around at the last second and said no.

Now im worried they might stake out my place and cancel me or something. Since i have the rims on it as it is. honestly i dont get it though people put rims on all sorts of cars. Its not always a performance thing. Canada is fail for most things. I just dont want a cancellation on my record so im kinda sketching out.

[Triple-H]

I have seen lots of people posting from Ontario, what are they running into?

[Ludercrz]

rims are not a Problem last i checked. it's stuff like lowered suspension, or anything done to the engine that they really care about. even my spoiler is fine.

I'm with State Farm btw.

and there is no Geico in Canada

[TinTin]

but the gecko is so cute!!